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我们很高兴地宣布，住房所有权激励计划已经扩大，现在提供了财政增长, raising the amount from $9,000 to $20,000. 

Effective April 1, 2024, to assist with the dream of 住房, 该大学与澳门威尼斯人网上赌场市和几家银行/信用合作社合作，提供定期的全职和兼职教职员工, 居民, 和同伴* $20,在罗彻斯特市任何地方首次购买主要住宅，截止日期为4月1日, 2024, 或晚.† T在这里 is no service requirement, 但该计划要求买家承诺5年的入住和就业. 家庭总收入低于135美元的合格教职员工,000 in 2022 may apply for Calendar Year 2024.

通过Total Rewards的大学房屋所有权奖励计划为新房主提供:

  • $10,000 from the University
  • $5,000 from the City
  • $5,000 from a participating bank/credit union ‡

自置居所福利的审批程序可能需要长达四个月的时间，可能需要在批准的机构完成购买前和购买后的教育课程.

看我们的 Home Ownership Incentive Program video overview.

To assist with the dream of 住房, 该大学与澳门威尼斯人网上赌场市和几家银行/信用合作社合作，提供定期的全职和兼职教职员工, 居民 和同伴* $9,000 toward the purchase of a primary residence.

通过总奖励的大学房屋所有权激励计划为以下迷人和便利的澳门威尼斯人网上赌场市社区的新房主提供帮助 † :

  • $3,000 from the University
  • $3,000 from the City
  • $3,000 from a participating bank/credit union ‡

T在这里 are no maximum income requirements, 但该计划要求买家承诺5年的入住和就业.

自置居所福利的审批程序可能需要长达四个月的时间，可能需要在批准的机构完成购买前和购买后的教育课程.

看我们的 Home Ownership Incentive Program video overview.

Qualifying neighborhoods and streets

以上地图只作一般参考用途. 如果该物业毗邻其他社区，请通过电子邮件与市政府联系 (585) 428-6888 to confirm that a property is eligible.

如果你想在这些社区以外买房子, 查看下面参考资料部分的按揭住房激励计划.

The City of Rochester map

 

City of Rochester map

以上地图只作一般参考用途. View an interactive version of the map 在这里. 如果物业毗邻非城市社区，请通过以下电话与城市联系 (585) 428-6888 to confirm that a property is eligible.

If you are buying a home outside the City of Rochester, 查看下面参考资料部分的按揭住房激励计划.

If you are buying a home outside the City of Rochester, 查看下面参考资料部分的按揭住房激励计划.

Participating banks and credit unions

To receive the University’s or City’s benefit, 您必须通过参与的银行/信用合作社为您的房屋购买融资，并获得澳门威尼斯人网上赌场市雇主援助住房倡议(EAHI)的批准。.

University of Rochester City of Rochester Advantage Federal Credit Union Canandaigua National Bank & 信任 五星银行 Genesee Regional Bank
资格 (No service requirement) Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester† Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester† Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester† Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester† Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester† Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester†
量 $10,000 per mortgage $5,000 per mortgage $5,000 per mortgage $5,000 per mortgage $5,000 per mortgage $5,000 per mortgage
Form of benefit 如果满足居住和工作要求，可在5年内免除贷款‡(见以下还款图表) 如果满足居住要求，可以在5年内免除
(see repayment chart below)		 如符合居住要求，可获豁免5年(请参阅下文还款表) Forgivable grant 银行信贷 银行信贷
金钱的使用 Down payment or closing costs Down payment or closing costs Down payment, closing costs, or escrow deposit Down payment or closing costs Down payment or closing costs Closing costs or interest rate buy-down
Primary residency requirement 5年 5年 5年 是的 是的 是的
Employment requirement 5年 No No No No No

Repayment chart

时间 5-year repayment percentage
1st 月 through 24th 月 100%
25th 月 through 36th 月 75%
37th 月 through 48th 月 50%
49th 月 through 60th 月 25%
61st 月 0%

Participating banks and credit unions

To receive the University’s or City’s benefit, 您必须通过参与的银行/信用合作社为您的房屋购买融资，并获得澳门威尼斯人网上赌场市雇主援助住房倡议(EAHI)的批准。.


 University of Rochester City of Rochester Advantage Federal Credit Union Canandaigua National Bank & 信任 五星银行 Genesee Regional Bank
资格 (No service requirement) Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester† Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester† Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester† Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester† Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester† Regular full-time and part-time faculty and staff,*居民, 和同伴; new homeowner within the City of Rochester†
量 $10,000 per mortgage $5,000 per mortgage $5,000 per mortgage $5,000 per mortgage $5,000 per mortgage $5,000 per mortgage
Form of benefits 如果满足居住和工作要求，可在5年内免除贷款‡(见以下还款图表) 如符合居住要求，可获豁免5年(请参阅下文还款表) 如符合居住要求，可获豁免5年(请参阅下文还款表) Forgivable grant 银行信贷 银行信贷
金钱的使用 Down payment or closing costs Down payment or closing costs Down payment, closing costs, or escrow deposit Down payment or closing costs Down payment or closing costs Down payment or closing costs
Primary residency requirement 5年 5年 5年 是的 是的 是的
Employment requirement 5年 No No No No No

Repayment chart

这项津贴是通过无息贷款提供的，如果满足必要的就业和居住要求，就可免除贷款. 如果你不能满足必要的就业和居住要求，你必须偿还贷款. 这笔贷款将作为你房屋的留置权，直到还清为止.

时间 5-year repayment percentage
1st 月 through 24th 月 100%
25th 月 through 36th 月 75%
37th 月 through 48th 月 50%
49th 月 through 60th 月 25%
61st 月 0%

The University reserves the right to modify, 修改, or terminate the plans at any time, including actions that may affect coverage, 费用分摊, or covered benefts, 以及为现在和未来的退休人员提供的福利.

*如果你是博士后，你没有资格获得大学住房奖励计划, postdoctoral research associate, postdoctoral teaching fellow, EDC副, or visiting faculty.

†不适用于主要住所在金融城的当前金融城房主.

‡贷款由票据和抵押担保，您有义务向学校偿还贷款，并对您的房屋设置留置权，作为您还款义务的担保. 1万美元的贷款在被免除的时间和程度上开始纳税.

How to get started

  1. 在线申请 总奖励办公室将核实你的就业资格.

  2. 通过电子邮件联系罗彻斯特市申请 homebuyer@cityofrochester.政府.

  3. Discuss mortgage options with a participating program lender

Additional resources

Program lenders

罗彻斯特大学与各种项目贷款机构合作.

查看银行

Mortgage Housing Incentive Program

大澳门威尼斯人网上赌场地区的几家金融机构可以帮助澳门威尼斯人网上赌场的全职和兼职教职员工完成抵押贷款流程.

By answering your questions, informing you of their housing incentives, and explaining their specific mortgage options, 你将能够做出一个明智的决定，什么是最好的抵押贷款选择是为你.

该项目还为澳门威尼斯人网上赌场市的购房者提供了特别奖励.

Home Program Contacts

Home search and education

Find Your Dream Home

Owning a home isn’t just about four walls and a roof. 你是想要一个后院，还是想让别人帮你打理? Are you looking for that Victorian style, but modern home, 还是为了你的方便，住在有很多商店的街道上最重要? Well, check out the Celebrate City Living website to find your dream home!

援助 & 建议

Stressed out or confused about the home-buying process? 需要一点建议或只是想参加一个课程，以确保你做的一切都是正确的? 在认可的机构*报名参加购前及购后教育课程, to be the best you can be at home buying.

*To be eligible for the City of Rochester’s grant, 首次购房者必须在批准的机构完成购房前和购房后的教育课程. 与市政府联系以确认批准的机构.

Participating banks and credit unions

To receive the University’s or City’s benefit, 您必须通过参与的银行/信用合作社为您的房屋购买融资，并获得澳门威尼斯人网上赌场市雇主援助住房倡议(EAHI)的批准。.

University of Rochester
资格 (No service requirement) Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester†
量 $10,000 per mortgage
Form of benefit 如果满足居住和工作要求，可在5年内免除贷款‡(见以下还款图表)
金钱的使用 Down payment or closing costs
Primary residency requirement 5年
Employment requirement 5年
City of Rochester
资格 (No service requirement) Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester†
量 $5,000 per mortgage
Form of benefit 如果满足居住要求，可以在5年内免除
(see repayment chart below)
金钱的使用 Down payment or closing costs
Primary residency requirement 5年
Employment requirement No
Advantage Federal Credit Union
资格 (No service requirement) Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester†
量 $5,000 per mortgage
Form of benefit 如符合居住要求，可获豁免5年(请参阅下文还款表)
金钱的使用 Down payment, closing costs, or escrow deposit
Primary residency requirement 5年
Employment requirement No
Canandaigua National Bank & 信任
资格 (No service requirement) Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester†
量 $5,000 per mortgage
Form of benefit Forgivable grant
金钱的使用 Down payment or closing costs
Primary residency requirement 是的
Employment requirement No
五星银行
资格 (No service requirement) Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester†
量 $5,000 per mortgage
Form of benefit 银行信贷
金钱的使用 Down payment or closing costs
Primary residency requirement 是的
Employment requirement No
Genesee Regional Bank
资格 (No service requirement) Regular full-time and part-time faculty and staff,*居民, 和同伴; New homeowner within the City of Rochester†
量 $5,000 per mortgage
Form of benefit 银行信贷
金钱的使用 Closing costs or interest rate buy-down
Primary residency requirement 是的
Employment requirement No

Repayment chart

时间 5-year repayment percentage
1st 月 through 24th 月 100%
25th 月 through 36th 月 75%
37th 月 through 48th 月 50%
49th 月 through 60th 月 25%
61st 月 0%

这项津贴是通过无息贷款提供的，如果满足必要的就业和居住要求，就可免除贷款. 如果你不能满足必要的就业和居住要求，你必须偿还贷款. 这笔贷款将作为你房屋的留置权，直到还清为止.

The University reserves the right to modify, 修改, or terminate the plans at any time, including actions that may affect coverage, 费用分摊, or covered benefts, 以及为现在和未来的退休人员提供的福利.

*如果你是博士后，你没有资格获得大学住房奖励计划, postdoctoral research associate, postdoctoral teaching fellow, EDC副, or visiting faculty.

†不适用于主要住所在金融城的当前金融城房主.

‡贷款由票据和抵押担保，您有义务向学校偿还贷款，并对您的房屋设置留置权，作为您还款义务的担保. 1万美元的贷款在被免除的时间和程度上开始纳税.

How to get started

  1. 在线申请 总奖励办公室将核实你的就业资格.

  2. 通过电子邮件联系罗彻斯特市申请 homebuyer@cityofrochester.政府.

  3. Discuss mortgage options with a participating program lender

Additional resources

Program lenders

罗彻斯特大学与各种项目贷款机构合作.

查看银行

Mortgage Housing Incentive Program

大澳门威尼斯人网上赌场地区的几家金融机构可以帮助澳门威尼斯人网上赌场的全职和兼职教职员工完成抵押贷款流程.

By answering your questions, informing you of their housing incentives, and explaining their specific mortgage options, 你将能够做出一个明智的决定，什么是最好的抵押贷款选择是为你.

该项目还为澳门威尼斯人网上赌场市的购房者提供了特别奖励.

Home Program Contacts

Home search and education

Find Your Dream Home

Owning a home isn’t just about four walls and a roof. 你是想要一个后院，还是想让别人帮你打理? Are you looking for that Victorian style, but modern home, 还是为了你的方便，住在有很多商店的街道上最重要? Well, check out the Celebrate City Living website to find your dream home!

援助 & 建议

Stressed out or confused about the home-buying process? 需要一点建议或只是想参加一个课程，以确保你做的一切都是正确的? 在认可的机构*报名参加购前及购后教育课程, to be the best you can be at home buying.

*To be eligible for the City of Rochester’s grant, 首次购房者必须在批准的机构完成购房前和购房后的教育课程. 与市政府联系以确认批准的机构.

Home ownership benefits: additional resources

Program Lenders

罗彻斯特大学与各种项目贷款机构合作.

查看银行

Mortgage Housing Incentive Program

大澳门威尼斯人网上赌场地区的几家金融机构可以帮助澳门威尼斯人网上赌场的全职和兼职教职员工完成抵押贷款流程.

By answering your questions, informing you of their housing incentives, and explaining their specific mortgage options, 你将能够做出一个明智的决定，什么是最好的抵押贷款选择是为你.

该项目还为澳门威尼斯人网上赌场市的购房者提供了特别奖励.

Home Program Contacts

Home 搜索 and Education
Find Your Dream Home

Owning a home isn’t just about four walls and a roof. 你是想要一个后院，还是想让别人帮你打理? Are you looking for that Victorian style, but modern home, 还是为了你的方便，住在有很多商店的街道上最重要? Well, check out the Celebrate City Living website to find your dream home!

援助 & 建议

Stressed out or confused about the home buying process? 需要一点建议或只是想参加一个课程，以确保你做的一切都是正确的? 在认可的机构*报名参加购前及购后教育课程, to be the best you can be at home buying.

*To be eligible for the City of Rochester’s grant, 首次购房者必须在批准的机构完成购房前和购房后的教育课程.  与市政府联系以确认批准的机构.

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